Tools & Resources
America Saves “is a nationwide campaign in which a broad coalition of nonprofit, corporate, and government groups help individuals and families save and build wealth.” The campaign offers information, advice, and encouragement to those wishing to pay down debt, create an emergency fund, save for a home or an education, or save for retirement. Articles covering the basics of budgeting, spending, saving, etc., can be downloaded from this site.
The Federal Reserve Bank of Dallas published "Building Wealth: A Beginner’s Guide to Securing Your Financial Future" which is available in both print and interactive versions. The print version is also available in Spanish. Download from the website or order the CD-ROM version online, by telephone (214-922-5254), or by e-mailing the Dallas Federal Reserve (firstname.lastname@example.org).
The Federal Reserve Board website, "Looking for the Best Mortgage", contains advice on how to find the best home mortgages.
The Ginnie Mae (Government National Mortgage Association) website links to several useful online calculators: the Buy vs. Rent Calculator, the Affordability Calculator, a Loan Estimator Calculator, and the Homeownership Mortgage Calculator.
The HUD (U.S. Department of Housing and Urban Development) website contains information on buying a home, avoiding foreclosure, and how to find a HUD certified housing counselor in your area.
Written by a financial planer, the author’sobjective is to provide free objective financial advise, and guidance that can benefit the community at large.
Investor Protection Trust, a non-commercial investor education site, offers a four-unit investment teaching guide. “The Basics of Saving and Investing: Investor Education 2020,” is designed for high school classes. The lessons and worksheets focus on financial markets, investment planning, and investment protection.
NYSE Euronext reports on activity on the New York Stock Exchange composite index and related indexes. Stock symbols may also be searched here. This is NYSE’s page for Individual Investors. Other useful pages include the Learning Center, All About Investing and MoneySense.
The Securities and Exchange Commission (SEC) homepage contains relevant laws and regulations, news, and other information about the federal government’s regulation of securities and investments. The SEC’s investor information site offers various resources and links, including MyMoney.gov, Find Your State Securities Regulator, financial education websites, how to file complaints, and SEC en Español.
Treasury Direct (un sitio Web del Departamento del Tesoro) provee información sobre como individuos pueden comprar directamente del gobierno Valores del Tesoro de los EE.UU. También da descripciones detalladas de Letras del Tesoro, notas, y bonos, como también bonos de ahorro.