Managing your money is about identifying the amount of income available and the expenses which need to be covered, and prioritizing short- and long-term goals. Individuals, households, government, businesses, and other organizations all budget with these ideas in mind.

This topic will focus on the ins and outs of managing money by learning how to budget and how to set goals. Most budgets are developed for a set period of time. A family might develop a monthly household budget; a high school student, a weekly budget based on an allowance. Businesses routinely do quarterly budgets; school districts are mandated to prepare annual budgets. Making a budget for spending and saving can help you make the right decisions in order to reach your goals.

A budget identifies expected income and expenses including savings ... a guide to help people live within their income.”
Money Management Standards,
Jump$tart Coalition Benchmark

Section Topics

Why Budget?

Learn about the benefits of banking.

Why Bank?

Learn about the benefits of banking.

Goals & Budgeting Decisions

Goals, values, and attitudes affect financial decisions and are integral (but not always stated) parts of budgeting.

A Menu of Banking Services

Banks provide a range of financial instruments and accounts to fit the diverse needs of individuals and businesses. Learn how to navigate through the various services banks provide.


Checking Accounts provide a safe and convenient payment mechanism for paying bills, making purchases, and keeping financial records.

What is a debit card?

A debit card looks and feels like a credit card but works more like cash. Learn about the benefits of using a debit card.

  1. 1Expenses
  2. 2Income & Savings
  3. 3 Budget review

Enter your monthly expenses.

Enter your monthly income and savings.

This is a summary of your Budget.